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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 360-312-5151
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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"A Big "Thank You" for everything!"
"A Big "Thank You" for everything! Hanging in there with me, helping with the signing of papers, the Peale monthly and the great basket of goodies."
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Whatcom County, Sudden Valley and Bellingham Information:
About Whatcom County, Sudden Valley and Bellingham - Moving to Whatcom County, Sudden Valley and Bellingham, Washington? Get info here... School Reports - Reports for Whatcom County, Sudden Valley and Bellingham schools kindergarten, elementary, and high schools. Relocating? - Free real estate information & relocation package if you're relocating to Whatcom County, Sudden Valley and Bellingham, in Whatcom County County WA. Go to Main Sitemap - Main sitemap sections include Find Whatcom County, Sudden Valley and Bellingham Homes, For Home Buyers, For Home Sellers, Whatcom County, Sudden Valley and Bellingham Information, Real Estate Resources, and About Chris Weitzel & Associates.
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
In what area of the United States did the price of existing homes increase most dramatically in 2005?
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| A |
Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005. |
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